KARACHI – April 2025: Faysal Bank Limited (FBL) has reported resilient financial results for the first quarter of 2025, reaffirming its strong position in Pakistan’s Islamic banking sector. On a standalone basis, the Bank posted a Profit Before Tax (PBT) of PKR 11.1 billion, while net profit stood at PKR 5.1 billion.
Despite challenges stemming from a reduction in the policy rate and an increase in the corporate tax rate from 49% to 53%, FBL maintained its profitability. However, these macroeconomic pressures contributed to a decline in Earnings Per Share (EPS), which decreased from PKR 4.29 to PKR 3.39. The Bank declared an interim cash dividend of PKR 1.5 per share, equivalent to 15%.
As of the quarter’s end, FBL’s total assets reached PKR 1.6 trillion, with deposits standing at PKR 1.1 trillion and net financing exceeding PKR 643 billion. The Bank also maintained a healthy Advance to Deposit Ratio (ADR) of 57.8% and a robust Capital Adequacy Ratio (CAR) of 16.6%, well above the regulatory requirement.
These results underscore FBL’s solid business fundamentals, prudent risk management practices, and commitment to innovation. The Bank’s performance continues to reinforce its reputation as a key player in the Islamic banking sector, delivering consistent value to its stakeholders.
Reflecting on the Q1 performance, Mian Muhammad Younis, Chairman of Faysal Bank, stated:
“Alhamdulillah, the results of the first quarter of 2025 underscore the enduring strength and stability of our Islamic banking foundation. They are a direct outcome of the clear strategic vision of our Board and the dedication of our management. We remain grateful to our valued customers for their continued trust and for choosing Faysal Bank as their preferred Islamic banking partner.”
Yousaf Hussain, President & CEO of Faysal Bank, added:
“The positive momentum we have brought into 2025 is a strong reflection of the resilience and depth of our purpose-driven Islamic banking model. By the Grace of Almighty Allah, our continued emphasis on delivering innovative, Shariah-compliant solutions, complemented by trusted customer relationships, and service excellence remains central to our success. With a solid foundation, we are well-positioned to accelerate our growth through ongoing investment in our network, digital capabilities, and human capital.”
With strong financials and a clear strategic direction, Faysal Bank is well-equipped to navigate the evolving financial landscape and maintain its upward trajectory, focusing on sustainable, Shariah-compliant growth.
