Codebase Technologies enabling next-gen digital banking transformation in Pakistan with its Digibanc™ platform and expert advisory.
Islamabad, Pakistan – July, 2025 – Pakistan’s financial services sector is undergoing a quiet revolution. With over 60% of the population under the age of 30 and smartphone penetration exceeding 50%, the country is on the brink of a digital banking inflection point. A combination of progressive regulation, rising consumer expectations, and increased appetite for cashless solutions is pushing banks and financial institutions to rethink how they serve, scale, and stay relevant.
With Pakistan’s digital financial services market projected to exceed $36 billion in transaction value by 2027, the opportunity for banks to differentiate, digitize, and deepen customer engagement is clear. But success will depend on more than just technology; it will require collaboration, ecosystem thinking, and a commitment to reimagining the role of financial institutions in people’s lives.
“We’re witnessing a pivotal moment for digital finance in Pakistan,” said Syed Nadeem Hussain, Chairman of the Pakistan Fintech Network. “The convergence of youth-driven demand, digital infrastructure readiness, and progressive regulation is creating fertile ground for rapid innovation. Partners like Codebase Technologies are helping bridge the gap between vision and execution, enabling banks and fintechs to deliver real impact.”
This shifting landscape has opened the door for innovation to thrive, particularly in digital banking and embedded financial services. Consumers in Pakistan are no longer satisfied with one-size-fits-all banking; they expect intuitive, accessible, and lifestyle-aligned digital experiences. From seamless onboarding to mobile-first financial tools, the market demand for intelligent, user-centric solutions has never been stronger.
Through its award-winning Digibanc™ digital banking platform and strategic consultancy services, Codebase Technologies is working closely with forward-thinking banks and fintechs such as DIB-Pakistan, UBL Funds, Faysal Bank, Raqami Islamic Digital Bank and more, to unlock new capabilities, launch digital propositions faster, and better align with the evolving needs of Pakistan’s digital-native generation.
“Pakistan is one of the most promising fintech markets in the region,” said Raheel Iqbal, Managing Partner at Codebase Technologies. “We’re seeing growing momentum from both regulators and institutions to embrace digital transformation, not just as a buzzword, but as a strategic imperative. We’re proud to support this shift by equipping financial institutions with the tools, infrastructure, and advisory expertise they need to build what comes next.”
Codebase Technologies’ flexible, API-first Digibanc™ platform has already enabled the successful launch of innovative digital banking propositions across the country, many of which are helping to improve financial inclusion, reduce onboarding friction, and deliver banking products to previously underserved demographics.
As the digital economy in Pakistan matures, Codebase Technologies continues to position itself as a trusted partner delivering cutting-edge digital infrastructure but also helping shape the future of financial services across the country.
About Codebase Technologies
Born in the UAE, built for the world, Codebase Technologies is the MENA region’s homegrown digital banking technology powerhouse. As a boutique technology consultancy and transformation partner, Codebase Technologies goes beyond software to deliver real, measurable impact for financial institutions across the globe.
With a bold mission to unlock potential through disruptive innovation, Codebase Technologies empowers Islamic and conventional banks, fintechs, neobanks, lenders, and startups to not just digitize, but to differentiate, lead, and grow. Whether launching a greenfield neobank or modernizing legacy infrastructure, Codebase Technologies brings together strategic advisory, technology, and execution into one seamless offering.
At the heart of its innovation engine is Digibanc™ an award-winning, cloud-native, and API-first digital banking platform. Digibanc™ delivers end-to-end capabilities across channels, core banking, lending, card issuance, customer engagement, and more, supported by a robust ecosystem of over 650 market-ready APIs.
As one of the world’s fastest growing fintechs, Codebase Technologies has redefined what it means to innovate at speed and scale, bridging local insight with global execution.
Learn more at:
Website: www.codebtech.com
LinkedIn: https://ae.linkedin.com/company/codebasetechnologies
Youtube: https://www.youtube.com/channel/UCHchl1RaH_38KeYUTQjllsQ
Instagram: https://www.instagram.com/codebase.technologies/?hl=en
For Media Inquiries
Tom Romanski
Brand & Communications Lead
Tel: +60 1957 00899
Email: romanski@codebtech.com
