Pakistan’s digital payments ecosystem witnessed significant growth in 2025, with transactions processed through the State Bank of Pakistan’s instant payment system, RAAST, reaching nearly Rs. 50 trillion, according to the central bank’s latest Financial Stability Review.
The report revealed that RAAST’s user base expanded to 48 million individuals, reflecting widespread adoption of instant digital payments across the country. The platform processed close to two billion transactions during the year, highlighting increasing reliance by both consumers and businesses on digital financial services.
The central bank also noted a rise in participation from overseas Pakistanis. Total inflows through Roshan Digital Accounts (RDA) surpassed $11 billion, while the number of active accounts exceeded 890,000.
The SBP emphasized that digitalization continues to play a pivotal role in transforming Pakistan’s financial landscape, improving financial inclusion, and enabling broader access to formal banking channels nationwide.
