Karachi, August 22, 2025 — JS Bank Limited, one of Pakistan’s fastest-growing banks, has announced its financial results for the half year ended June 30, 2025. The Bank posted total income of PKR 21.37 billion, marking a 10% increase from PKR 19.35 billion recorded in the same period last year.
Profit before tax stood at PKR 3.49 billion, compared to PKR 5.45 billion in the prior year period, largely due to lower foreign exchange earnings and higher credit loss allowances. The impact was partly offset by higher capital gains realized during the current period. On a consolidated basis, Profit after tax came in at PKR 5.32 billion, down from PKR 9.70 billion a year earlier.
A major milestone during the period was the Bank surpassing PKR 200 billion in Current Account deposits, which now represent more than 40% of its overall deposit base. This achievement has further strengthened liquidity and reduced the overall cost of funds.
Operating expenses rose in line with continued investments in people, technology, and infrastructure to drive long-term growth and enhance customer experience.
Commenting on the results, Basir Shamsie, President & CEO of JS Bank, said:
“JS Bank has always focused on strengthening income diversification and building resilience. The strong growth in non-markup income and securities gains is a testament to the effectiveness of our strategy. Achieving PKR 200 billion in Current Account deposits marks another important milestone in our journey. As we move forward, we remain committed to expanding our footprint, driving digital adoption, and creating sustainable value for our customers and stakeholders.”
